You can update your payment method at any time to suit your needs. It's important to note that with some of the options, Tipalti (our payment partner) charges a transfer fee.
The publisher is responsible for the fees associated with certain payment types. Learn which option is the fastest and most affordable way to transfer funds for you by reviewing the available payment methods below.
Explanation of Payment Methods
Domestic ACH
Domestic ACH (Automated Clearinghouse) transfers, also known as “direct deposit” or “electronic funds transfer (EFT),” are a convenient and reliable payment method. You’ll need to enter your bank account and ABA routing transit number into your payment profile.
This is typically the fastest payment method, but can take a few days to clear depending on your banking institution. Learn more about Domestic ACH.
Minimum payout: $100
Tipalti fee amount: None
Payment made in: USD
Great if: You like payments to be directly deposited into your bank account and can wait a day or two for the payment to clear.
Wise (formerly Transferwise) Accounts
Under the umbrella of the Direct Deposit/ACH payment method above, services such as Wise, Payoneer, etc. offer international publishers the option to receive their payments in USD using accounts that essentially function like US bank accounts.
Please visit the Transferwise Accounts article for steps to get set up!
Minimum payout: $100
Tipalti fee amount: none
Payment made in: USD
Great if: You want to skip an immediate conversion fee and convert the earnings at your own convenience.
PayPal
Connect your current PayPal account through Tipalti to payments via PayPal.
Transferring to a bank outside of the U.S. can incur additional fees. Learn more about PayPal & Tipalti, and check out the Journey PayPal FAQ.
Minimum payout: $100
Tipalti fee amount: none
Payment made in: Your choice of currency (currency conversion fees may apply)
Great if: You are already comfortable with PayPal and your bank is in a country that doesn’t incur extra transfer fees.
U.S. Wire Transfer
Wire transfers, also called “credit transfers,” are an interbank payment method. They are reliable and fast because they provide a direct connection from one bank account to another. Learn more about wire transfers.
Minimum payout: $100
Tipalti fee amount: $15 per transaction, paid by the publisher
Payment made in: USD
Great if: You typically receive large-value payments, would like funds received quickly and are willing to incur an additional cost.
eCheck / Local Bank Transfer
International Direct Deposit is sometimes called “global ACH”, “eCheck” or “local bank transfer.” Because there is no formal standard for ACH across multiple countries, this method leverages the existing ACH capabilities of a country’s banks to efficiently execute cross-border payments.
These payments typically take a few days to clear. Learn more about International ACH.
Minimum payout: $200
Tipalti fee amount: None
Payment made in: Local currency (a 2% currency conversion fee applies)
Great if: You make at least $200/month and don’t need your funds immediately, as they can take a few days to clear.
International Wire Transfer
Wire transfers, also called “credit transfers,” are an interbank payment method. They are reliable and quick because they provide a direct connection from one bank account to another. Furthermore, international wire transfers can easily handle cross-border transactions. Learn more about International wire transfers.
IN YOUR LOCAL CURRENCY
Minimum payout: $100
Tipalti fee amount: $20 per transaction, paid by the publisher
Payment made in: Local currency (a 2% currency conversion fee applies)
Great if: You typically receive large-value payments, would like funds received quickly, and are willing to incur an additional cost.
IN U.S. DOLLARS
Minimum payout: $100
Tipalti fee amount: $26 per transaction, paid by the publisher
Payment made in: USD
Great if: You typically receive large-value payments, would like funds received quickly or are looking to receive funds in USD internationally and are willing to incur an additional cost.